Different Central Government Agriculture Scheme For Farmers

 Central Government Scheme For Farmers

Paramparagat Krishi Vikas Yojana (PKVY):

Paramparagat Krishi Vikas Yojana (PKVY) is a scheme launched by the Government of India in 2015 for the promotion of organic farming in the country. The objective of the scheme is to encourage farmers to adopt organic farming methods and reduce their dependence on chemical fertilizers and pesticides.

Under PKVY, farmers are encouraged to form groups or clusters and take up organic farming on a large scale. The scheme provides financial assistance to the farmers for various activities related to organic farming, such as procurement of organic inputs, training and capacity building, and marketing of organic produce.

The scheme also provides financial assistance to the State Governments for the development of organic farming infrastructure, such as the establishment of organic farming villages, formation of organic clusters, and setting up of organic markets.

PKVY is being implemented in all states of the country, and as of September 2021, more than 3.8 lakh hectares of land have been brought under organic cultivation through the scheme. The scheme has not only helped in promoting organic farming but has also provided better income opportunities for farmers and improved soil health and biodiversity in the farming ecosystem

E-NAM : 

E-NAM stands for Electronic National Agriculture Market, which is an online trading platform for agricultural commodities in India. It was launched by the Government of India in 2016 with the aim of creating a unified national market for agricultural commodities, where farmers and traders can buy and sell their produce directly.

Through E-NAM, farmers can access a larger market for their produce and get better prices, as they can directly sell their produce to buyers across the country. The platform also offers transparency in pricing and quality, as all transactions are conducted electronically and the quality of produce is verified through standardized grading and inspection.

E-NAM is integrated with the National Agriculture Market (NAM), which is a pan-India electronic trading portal that links APMCs (Agricultural Produce Market Committees) across the country. Currently, more than 1,000 mandis (markets) have been integrated with E-NAM, and the government aims to integrate all 10,000 APMCs in the country with the platform.

PM-KMY Scheme:

Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY) is a government scheme launched in 2019 for the welfare of small and marginal farmers. The scheme is a voluntary and contributory pension scheme for farmers in the age group of 18 to 40 years who have cultivable landholding of up to 2 hectares.

Under the PM-KMY scheme, farmers can contribute a minimum of Rs.55 and a maximum of Rs.200 per month towards their pension fund. The central government also contributes an equal amount to the farmer's pension account. The pension amount ranges from Rs.3000 to Rs.5000 per month, depending on the age of the farmer at the time of joining the scheme.

The scheme aims to provide social security to small and marginal farmers who do not have any pension or formal retirement plan. It will help in reducing the economic distress among farmers and also encourage them to continue farming activities.

To enroll in the scheme, farmers can visit the Common Service Centers (CSCs) or the nearest Agricultural Service Center (ASC) or Primary Agricultural Credit Society (PACS) office. The enrollment process is hassle-free and requires minimal documentation

Gramin Bhandaran Yojna:

Gramin Bhandaran Yojna (GBY) is a scheme initiated by the Government of India to provide proper storage facilities to farmers in rural areas for their agricultural produce. The main objective of the scheme is to create scientific storage capacity at the village level, which will help farmers to store their produce in good condition and prevent wastage.

Under this scheme, financial assistance is provided to farmers for the construction of godowns, cold storages, warehouses, and other storage facilities. The scheme is implemented by the Ministry of Agriculture and Farmers Welfare, and the National Bank for Agriculture and Rural Development (NABARD) provides the necessary financial assistance.

The scheme aims to strengthen the rural economy by improving the income of farmers, reducing post-harvest losses, and ensuring food security in the country. It also helps in stabilizing market prices by reducing the supply-demand gap.

To avail the benefits of this scheme, farmers need to submit an application to the concerned authorities along with the required documents. The subsidy provided under the scheme varies depending on the type of storage facility and its capacity.

Overall, the Gramin Bhandaran Yojna has been instrumental in improving the storage infrastructure in rural areas and empowering farmers to earn better returns on their agricultural produce.

Micro Irrigation Fund scheme:

The Micro Irrigation Fund (MIF) scheme is a financing scheme launched by the Government of India in 2019 to promote micro-irrigation systems in the country. The scheme is being implemented by the National Bank for Agriculture and Rural Development (NABARD) with an initial corpus of Rs. 5,000 crore.

The objective of the scheme is to encourage farmers to adopt micro-irrigation systems such as drip and sprinkler irrigation, which are more efficient and cost-effective than traditional flood irrigation. The scheme provides financial assistance to farmers, state governments, and other eligible entities to set up micro-irrigation projects and promote water conservation.

Under the MIF scheme, the central government provides a subsidy of 100% to state governments and union territories for the establishment of micro-irrigation projects. Farmers can also avail of financial assistance from banks and financial institutions to set up these systems on their farms.

The MIF scheme is expected to contribute to the government's goal of doubling farmers' income by 2022, as it would help in reducing input costs, increasing crop yields, and conserving water resources

Kisan Credit Card (KCC):

Kisan Credit Card (KCC) is a Government of India initiative launched in 1998 to provide timely and adequate credit to farmers for their crop production needs, including post-harvest expenses, consumption requirements, and investment in agriculture and allied activities.

The KCC scheme is implemented by commercial banks, cooperative banks, and regional rural banks across India. The card is issued to eligible farmers, who can then use it to access credit from the issuing bank for various agricultural purposes. The credit limit on the KCC is determined based on the farmer's cropping pattern, landholding, and repayment capacity.

The KCC scheme provides several benefits to farmers, including easy access to credit, lower interest rates, and flexible repayment options. The card also helps farmers in reducing their dependence on informal moneylenders, who charge high-interest rates and often exploit the farmers.

The KCC also offers insurance coverage to farmers against crop loss and death or disability due to an accident. The premium for the insurance is subsidized by the government, making it more affordable for the farmers.

Overall, the Kisan Credit Card scheme has played a significant role in providing credit and insurance coverage to millions of farmers across India, helping them in increasing agricultural productivity and improving their livelihoods.

National Mission For Sustainable Agriculture (NMSA):

The Indian Government introduced the National Mission for Sustainable Agriculture (NMSA) to make agriculture activities more productive, sustainable, and flexible. With this scheme, the Government also looks for their vision and mission.

The National Mission for Sustainable Agriculture (NMSA) is a scheme launched by the Government of India in 2010. Its primary objective is to promote sustainable agriculture through a combination of climate-resilient farming, soil health management, and water conservation practices.

The NMSA aims to increase agricultural productivity and farmers' income, particularly in the rain-fed areas, through the promotion of integrated farming systems, conservation agriculture, and mainstreaming agroforestry. The mission also focuses on capacity building of farmers and other stakeholders through training programs, workshops, and demonstrations.

Under the NMSA, various projects and activities are being implemented across India, such as the creation of water harvesting structures, the promotion of micro-irrigation, and the adoption of climate-resilient crop varieties. The mission also emphasizes the importance of soil health management through the promotion of organic farming, the use of bio-fertilizers and bio-pesticides, and the conservation of soil moisture.

Overall, the National Mission for Sustainable Agriculture aims to transform Indian agriculture into a climate-resilient, sustainable, and profitable system that can provide food and livelihood security to farmers and rural communities.

Pradhan Mantri Fasal Bima Yojana (PMFBY):

The Indian Government has started the Pradhan Mantri Fasal Bima Yojana (PMFBY) to insure the crops and unite multiple persons who impact positively in the organization on a single platform. Government has a vision and mission for this plan.

Pradhan Mantri Fasal Bima Yojana (PMFBY) is an agricultural insurance scheme launched by the Government of India in 2016. The scheme aims to provide comprehensive insurance coverage to farmers in case of crop loss due to natural calamities, pests, or diseases. The scheme aims to ensure financial stability for farmers and safeguard their income in case of crop failure.

Under the PMFBY, farmers pay a premium of only 2% of the sum insured for Kharif crops, 1.5% for Rabi crops, and 5% for commercial and horticultural crops. The remaining premium is paid by the central and state governments in a 50:50 ratio. The sum insured is based on the scale of finance, which is determined by the crop loan disbursed to the farmer. The insurance cover is provided for the entire crop cycle, from pre-sowing to post-harvest.

The scheme has provisions for crop cutting experiments (CCE) to assess crop yields, which helps in determining the accurate compensation amount for farmers. The scheme also includes provisions for using technology to simplify the claim settlement process and ensure transparency.

PMFBY has been instrumental in providing much-needed financial support to farmers during times of crop failure due to natural calamities or other factors. It has helped in promoting crop diversification and encouraging farmers to adopt modern agricultural practices. The scheme has also contributed to increasing the penetration of crop insurance in the country and promoting financial inclusion of farmers.

Pradhan Mantri Krishi Sinchai Yojana (PMKSY):

The Government of India resolves the high accord needed for water preservation and its administration.Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is a flagship program of the Indian government launched in 2015 with the aim to provide irrigation facilities to every agricultural land in the country. The primary objective of this scheme is to achieve convergence of investments in irrigation at the farm level through effective coordination and effective utilization of resources.

The program aims to achieve "Har Khet Ko Pani" or "Water to every field," ensuring the effective utilization of water through the provision of water sources, distribution networks, efficient and innovative water-saving technologies, and irrigation facilities to farmers across the country. It also aims to enhance water use efficiency by adopting micro-irrigation techniques, improving soil moisture, and better water management practices.

Under the PMKSY, the government has allocated significant funds to promote sustainable agriculture practices and improve the overall efficiency of the irrigation system in the country. The program also focuses on promoting organic farming, promoting the use of renewable energy, and improving rural livelihoods.

Overall, the PMKSY is a significant initiative that aims to transform the agricultural sector in India by improving irrigation facilities, promoting sustainable agriculture practices, and increasing farmers' income.